Posted 21 July 2025

Investment markets have recovered since a sharp sell-off in April when President Trump first announced steep tariffs against most US trading partners. However, markets barely registered when Trump recently announced a fresh round of tariffs beginning 1 August. Perhaps investors are betting on Trump backing down. Who knows what is around the corner and how markets will respond? There is every chance the volatility we’ve seen in the first half of 2025 will continue. It is important not to react by switching investment options every time there is a significant change in market prices. Better to stick to a long-term strategy and change that strategy only when your personal circumstances change. If you have any doubt whether your current strategy is the right one, we suggest you make a time to talk with someone from Mercer’s financial advice team. 

Mercer’s financial advice team is here to help

If you’re thinking about making a change, we suggest you make a time to talk with someone from Mercer’s financial advice team. Talking to a professional adviser can help you identify your investment ‘personality’ and what level of risk you are truly comfortable with. They can give you advice based on your specific circumstances. Talking through your situation might reassure you that your current strategy is the right one – or identify that a change in strategy would be appropriate at some point. To arrange a time to talk with Mercer, simply complete a call-back request form. There is no individual charge to you for this service.