Overview

Your minimum contribution rate and any employer contribution paid on your behalf vary depending on your membership category. See these pages for information about joining the scheme, including member categories and minimum contributions:

When you join the scheme, two accounts are opened in your name.

  • Your member’s account, which is for your contributions.
  • Your employer’s account, which is for any contributions Police makes on your behalf.

Your contributions are arranged through Payroll as regular deductions from your fortnightly pay and will normally continue until you leave Police. Your contributions are credited to your member’s account.

Employer superannuation contribution tax is deducted from employer contributions before they are credited to your employer’s account. How employer contributions fit within your total remuneration depends on your employment agreement.

If you are on one of these agreements...

Police Employees' Collective Employment Agreement
Constabulary Collective Employment Agreement

Police Managers' Collective Employment Agreement

...your total remuneration is calculated as follows...

Salary (before tax)
+ amount assessed as the after-tax employer contribution
+ life insurance premiums
+ other allowances
= total remuneration

Salary (before tax)
before-tax employer contribution
+ life insurance premiums
+ other allowances
= total remuneration

...which means

Your total remuneration may exceed but will never be less than the sum of these benefits. This depends on the rate of tax paid on your employer contributions.

The rate of tax paid on your employer contributions doesn't affect your total remuneration.

Check the terms of your agreement if you’re on an individual employment agreement. Your super arrangements could be on either an after-tax or before-tax basis. Talk to your Payroll Officer if you’re unsure.