Check out the government's First Home Grant if you're looking to buy your first home. To qualify for a First Home Grant you'll need to have been contributing to the PSS (or a KiwiSaver scheme or complying superannuation fund) for three years or more. The grant is administered by Kāinga Ora and does not come out of your PSS funds. You do not have to pay back the grant in most circumstances. Grants are subject to price caps, which vary geographically, and income caps.

Find out more about the First Home Grant.